Moorinz Terms of Service

1. Who can use Moorinz

You must be at least 13 years old to use the Service, and you must be old enough to form a binding contract where you live. If you use Moorinz on behalf of an organization, you confirm that you have authority to accept these Terms for it.

2. Your account

You're responsible for keeping your login credentials secure and for activity that happens under your account. Please give us accurate information and keep it up to date. If you think someone has accessed your account without permission, contact us at support@moorinz.com.

3. What Moorinz is, and isn't

Moorinz is a tool for reflection and personal planning. It helps you define what matters to you and check whether your weeks line up with it.

Moorinz is not a medical, mental health, therapy, legal, or financial advisory service. Nothing in the app, including assessments like Value Conflict and Value in Action, prompts, emails, or content, is professional advice. That applies to your Prosperity goals too: any money-related entries are your own plans, not financial guidance from us. If you're facing a mental health crisis, contact a qualified professional or emergency services. In the U.S., you can call or text 988.

4. Your content belongs to you

You own everything you write, upload, or create in Moorinz ("Your Content"). This includes your Moorings, reflections, wins, reviews, assessment answers, and photos.

You give us a limited license to host, store, process, and display Your Content, but only as needed to run the Service for you. Examples include showing your entries back to you, generating your weekly emails, and creating a share card when you ask for one. This license ends when you delete the content or your account, except for backup copies that cycle out as described in the Privacy Policy.

We don't claim ownership of Your Content. We don't sell it, and we don't use your personal reflections for advertising.

Sharing. When you share something outside Moorinz, such as a share card posted to Instagram, that content becomes subject to the other platform's terms. If Moorinz offers coach sharing, you choose what a coach can see, and you can revoke that access at any time.

5. Acceptable use

You agree not to:

• Use the Service for anything illegal, or to harass, harm, or impersonate anyone.
• Upload content you don't have the rights to, or content that is unlawful, abusive, or sexually exploitative.
• Try to access other users' accounts or data, or interfere with or disrupt the Service.
• Reverse-engineer, scrape, or copy the Service, or use it to build a competing product.
• Resell or sublicense access to the Service without our written permission.

We may remove content or suspend accounts that break these rules.

6. Subscriptions and payments

Some features require a paid subscription. Pricing and plan details are shown before you buy.

• Billing: Subscriptions renew automatically at the end of each billing period, monthly or annual, unless you cancel before the renewal date.
• Cancellation: You can cancel anytime in Settings. You'll keep access until the end of the period you've already paid for.
• Refunds: Payments are non-refundable, except where required by law. Purchases made through the Apple App Store follow Apple's refund policies.
• Price changes: We'll give you advance notice of any price change. It takes effect at your next renewal, and you can cancel before then.
• Lifetime plans: If we offer a lifetime plan, it gives access to the paid features of the Service for as long as Moorinz operates the Service. It is not a guarantee that the Service will run indefinitely.

7. Our intellectual property

The Service belongs to Moorinz, and so do its design, brand, and content we create. That includes the Moorinz name, the Mooring Ring logo, app copy, assessments, and emails. These Terms don't give you any rights to our trademarks or branding, except as they appear on share cards you generate through the app.

If you send us feedback or ideas, we may use them without any obligation to you.

8. Changes to the Service

Moorinz is actively being built, so features will change. We may add, change, or remove features, and we may discontinue the Service. If we ever shut Moorinz down, we'll give you reasonable notice and a way to export your content.

9. Ending your account

You can delete your account at any time from Settings or by contacting us. We may suspend or end your access if you violate these Terms, or if we're required to by law. Sections that should logically survive termination, such as ownership, disclaimers, and limitation of liability, will continue to apply.

10. Disclaimers

The Service is provided "as is" and "as available." To the fullest extent the law allows, we disclaim all warranties, express or implied. That includes warranties of merchantability, fitness for a particular purpose, and non-infringement. We don't guarantee that the Service will be uninterrupted, error-free, or that it will produce any particular result in your life.

11. Limitation of liability

To the fullest extent the law allows, Moorinz is not liable for any indirect, incidental, special, consequential, or punitive damages. This includes lost data, lost profits, or decisions you make based on your use of the Service.

Our total liability for any claim related to the Service is limited to the greater of (a) the amount you paid us in the 12 months before the claim, or (b) $50.

12. Indemnification

You agree to defend and indemnify Moorinz against claims that arise from your misuse of the Service, your violation of these Terms, or content you share publicly.

13. Governing law and disputes

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. Any disputes will be resolved in the state or federal courts located in Travis County, Texas.

Before filing any claim, you agree to contact us first at support@moorinz.com so we can try to resolve the issue informally.

14. App Store terms

If you downloaded Moorinz from the Apple App Store, these Terms are between you and Moorinz, not Apple. Apple is not responsible for the Service or its content. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

15. Changes to these Terms

We may update these Terms from time to time. If we make meaningful changes, we'll notify you by email or in the app before they take effect. If you keep using the Service after that, you accept the updated Terms.

16. Contact

Moorinz LLC
[Street / registered agent address], Texas, USA
support@moorinz.com